Mortgages for Michigan Medical Professionals

You may have heard of the benefits of a “Doctor Loan” or “Physician Loan” and we are here to guide you through qualifying and understanding the key benefits - our program expands BEYOND Doctors and Physicians!

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Why choose the Medical Professional Mortgage with Iris?

Unlike conventional Fannie Mae/Freddie Mac loans, the Iris Medical Professional Mortgage:

Recognizes future income & student loan structures.

Offers PMI-free (private mortgage insurance) options at low down payments.

Provides flexible underwriting designed medical professionals

Eligible Professionals

Doctor of Dental Medicine (DDM)

Doctor of Dental Surgery (DDS)

Doctor of Optometry (OD)

Doctor of Osteopathic Medicine (DO)

Doctor of Pharmacy (PharmD)

Doctor of Physiotherapy (DPT)

Doctor of Podiatric Medicine (DPM)

Medical Doctor (MD)

Medical Resident (Educational License)

Nurse Anesthetist (CRNA)

Nurse Midwife (APRN)

Nurse Practitioner (NP)

Physician Assistant (PA)

Psychologist (PhD)

Registered Nurse (RN)

Registered Pharmacist (RPh)

Veterinarian (DVM)

What about other mortgage options?

As a mortgage broker, we offer many types of mortgages with many lenders - Conventional (Fannie Mae/Freddie Mac), FHA, VA, USDA, non-QM and will always help you compare all options to make an educated and informed decision on the best product to match your goals.

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Our Purchase and Refinance Options Make Homeownership Achievable and Affordable for Medical Professioanls

No PMI

Save thousands—no Private Mortgage Insurance required, even with low down payments.

No Down Payment Options

Borrow up to $2,000,000 with 0% down (720+ FICO required).

Higher Loan Limits

Access more purchasing power than conventional mortgages.

“Chris and Katherine went above and beyond in helping us with our financing.

They helped us find the best mortgage rate and did the work smoothly and efficiently.

If I needed to call or email them about a question, they always answered right away. Great service and a great product!

If we ever need another mortgage or if we ever need to re-finance, we will definitely reach out to Iris and their excellent team!”

Paul T, MD

Owner, Plum Health Direct Primary Care

“The Iris staff helped my family secure our new home, and we couldn't be happier with the ease of the mortgage process.

They streamlined our close and answered every phone call along the way. We would recommend them to anyone.

Will use them again in the future!”

Kevin G, MD

Forensic Pathologist, Deputy Medical Examiner, Saint Clair County, Saginaw County & Michigan Forensics